/* Home for the U.S. investor */
.page-home h2{font-size:clamp(36px,5vw,72px)}
.page-home .lead{margin-top:16px}

.ba{position:relative;height:clamp(420px,calc(100vh - var(--header-h) - 190px),720px);overflow:hidden;background:var(--navy);touch-action:pan-y;user-select:none;--x:50%}
.ba img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;pointer-events:none}
.ba__before{position:absolute;inset:0;clip-path:inset(0 calc(100% - var(--x)) 0 0)}
.ba__line{position:absolute;top:0;bottom:0;left:var(--x);width:4px;margin-left:-2px;background:#fff}
.ba__handle{text-align:center;position:absolute;top:50%;left:var(--x);width:104px;height:104px;margin:-52px 0 0 -52px;padding:0;border:5px solid #fff;border-radius:50%;background:var(--red);color:#fff;font:800 58px/1 var(--font-display);cursor:ew-resize;touch-action:none}
.ba__handle::before,.ba__handle::after{position:absolute;top:50%;transform:translateY(-52%);font:700 30px/1 var(--font-display);color:#fff}
.ba__handle::before{content:"‹";left:-34px}.ba__handle::after{content:"›";right:-34px}
.ba__tag{position:absolute;top:18px;font:600 16px/1 var(--font-display);color:#fff;background:rgba(7,30,59,.78);padding:10px 14px;border-radius:5px}
.ba__tag--l{left:var(--pad)}.ba__tag--r{right:var(--pad)}
.ba__note{position:absolute;right:var(--pad);bottom:14px;font-size:13px;color:#fff;background:rgba(7,30,59,.72);padding:5px 9px;border-radius:4px}

.offer{background:var(--navy);color:#fff;padding:30px var(--pad);min-height:190px;display:flex;align-items:center;justify-content:space-between;gap:48px}
.offer h1{font:700 clamp(32px,3.4vw,50px)/1.05 var(--font-display);letter-spacing:-.025em;color:#fff;margin:0;max-width:17em}
.offer p{margin:10px 0 0;font-size:19px;color:#D5DEEA}
.offer__cta{display:flex;gap:12px;flex:none}

.pin{height:460vh;background:var(--navy)}
.pin__stick{position:sticky;top:var(--header-h);height:calc(100vh - var(--header-h));display:grid;grid-template-columns:5fr 7fr;overflow:hidden;color:#fff}
.pin__text{padding:clamp(28px,5vh,56px) var(--pad);display:flex;flex-direction:column;justify-content:center;gap:clamp(16px,3vh,28px);min-width:0}
.pin h2{color:#fff;margin:0}
.pin__lead{color:#D5DEEA;margin:0;max-width:26em}
.pin__stage{display:flex;align-items:center;gap:22px}
.pin__name{font:700 clamp(24px,2.4vw,34px)/1.1 var(--font-display)}
.pin__docs{margin-top:8px;color:#D5DEEA;font-size:17px}
.pin__img{position:relative;background:var(--navy-dark)}
.pin__img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity .5s}
.pin__img img.on{opacity:1}
.pin__cap{position:absolute;left:18px;bottom:14px;font-size:13px;color:#fff;background:rgba(7,30,59,.72);padding:5px 9px;border-radius:4px}

.calc,.rail-sec,.vs{padding:clamp(64px,8vw,120px) var(--pad)}
.calc__in{max-width:1400px;margin:0 auto}
.calc__grid{display:grid;grid-template-columns:5fr 7fr;gap:clamp(32px,6vw,96px);align-items:start;margin-top:48px}
.calc__pick{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px}
.calc__pick button,.vs__switch button{text-align:center;flex:1 1 auto;min-height:48px;padding:0 14px;border:2px solid var(--navy);border-radius:6px;background:#fff;color:var(--navy);font:600 15px var(--font-display);cursor:pointer;transition:background .15s,color .15s}
.calc__pick button[aria-pressed=true],.vs__switch button[aria-pressed=true]{background:var(--navy);color:#fff}
.ctl{display:block;margin-bottom:22px}
.ctl span{display:flex;justify-content:space-between;font:600 16px var(--font-display);color:var(--navy);margin-bottom:6px}
.ctl em{font-style:normal;font-variant-numeric:tabular-nums}
.ctl input{-webkit-appearance:none;appearance:none;width:100%;height:32px;background:transparent;margin:0;padding:0;border:0;cursor:grab}
.ctl input::-webkit-slider-runnable-track{height:8px;border-radius:4px;background:var(--rule)}
.ctl input::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;margin-top:-9px;border-radius:50%;background:var(--navy);border:4px solid #fff;box-shadow:0 0 0 2px var(--navy)}
.ctl input::-moz-range-track{height:8px;border-radius:4px;background:var(--rule)}
.ctl input::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--navy);border:3px solid #fff}
.out__lab{font:600 18px var(--font-display);color:var(--muted);margin:0 0 6px}
.out__big{font:700 clamp(68px,9vw,132px)/.95 var(--font-display);letter-spacing:-.04em;color:var(--navy);font-variant-numeric:tabular-nums;margin:0;max-width:none}
.out__big.neg{color:var(--red-dark)}
.out__bar{display:flex;gap:3px;height:72px;margin:28px 0 12px;overflow:hidden;border-radius:4px}
.out__bar div{display:flex;align-items:center;padding-left:12px;min-width:0;overflow:hidden;white-space:nowrap;font:700 18px var(--font-display);color:#fff;transition:flex-grow .25s}
.seg1{background:#7C8DA5}.seg2{background:var(--navy)}.seg3{background:var(--red)}
.out__keys{display:flex;gap:20px;flex-wrap:wrap;font-size:15px;color:var(--muted)}
.out__keys b{display:inline-block;width:12px;height:12px;border-radius:2px;margin-right:6px}
.out__kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:26px;border-top:3px solid var(--navy);padding-top:16px}
.out__kpis b{display:block;font:700 28px/1.1 var(--font-display);color:var(--navy);font-variant-numeric:tabular-nums}
.out__kpis span{font-size:15px;color:var(--muted)}
.stress{margin-top:56px;padding:32px;background:var(--navy);border-radius:12px;color:#fff}
.stress__head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:20px}
.stress h3{color:#fff;font-size:clamp(26px,2.6vw,36px);margin:0}
.stress__now{margin:0;text-align:right;max-width:none}
.stress__now span{display:block;font:600 15px var(--font-display);color:#D5DEEA}
.stress__now b{display:block;font:700 clamp(36px,4vw,56px)/1 var(--font-display);letter-spacing:-.03em;font-variant-numeric:tabular-nums}
.stress__chips{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.stress__chips button{display:flex;flex-direction:column;gap:6px;align-items:flex-start;min-height:92px;padding:14px;text-align:left;border:2px solid #fff;border-radius:8px;background:transparent;color:#fff;font:600 16px/1.2 var(--font-display);cursor:pointer;transition:background .15s,color .15s,border-color .15s}
.stress__chips button:hover{background:rgba(255,255,255,.1)}
.stress__chips button[aria-pressed=true]{background:var(--red);border-color:var(--red)}
.stress__chips small{font:700 19px var(--font-display);color:inherit;font-variant-numeric:tabular-nums}
.stress__why{margin:16px 0 0;color:#D5DEEA;min-height:1.5em;max-width:none}
.calc__fine{margin:20px 0 0;font-size:14px;color:var(--muted);max-width:60em}

.rail-sec{background:var(--ledger)}
.rail{display:flex;gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;padding:32px var(--pad) 20px;margin:0 calc(var(--pad)*-1) 12px}
.home-card{flex:1 0 min(400px,82vw);scroll-snap-align:center;background:#fff;border-radius:8px;overflow:hidden;padding-bottom:20px}
.home-card>:not(.home-card__photo){margin-left:20px;margin-right:20px}
.home-card__photo{position:relative;display:block;height:270px;overflow:hidden}
.home-card__photo img{width:100%;height:100%;object-fit:cover;transition:transform .35s}
.home-card:hover .home-card__photo img{transform:scale(1.04)}
.home-card__tag{position:absolute;left:12px;top:12px;background:var(--red);color:#fff;font:600 13px/1 var(--font-display);padding:7px 9px;border-radius:4px}
.home-card h3{margin-top:16px;margin-bottom:0;font-size:24px}
.home-card h3 a{color:var(--navy);text-decoration:none}
.home-card__meta{margin-top:4px;margin-bottom:0;font-size:16px;color:var(--muted)}
.home-card__price{margin-top:8px;margin-bottom:10px;font:700 34px/1.1 var(--font-display);letter-spacing:-.02em;color:var(--navy)}
.home-card .button{margin-top:14px}

.vs__switch{display:flex;gap:8px;max-width:360px;margin-top:28px}
.vs__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:32px;border-top:3px solid var(--navy)}
.vs__tile{padding:22px 24px 8px 0}
.vs__tile h3{font-size:17px;font-weight:600;color:var(--muted);letter-spacing:0;margin:0 0 10px}
.vs__tile p{margin:0;font:700 clamp(24px,2.5vw,34px)/1.12 var(--font-display);letter-spacing:-.02em;color:var(--navy);transition:color .2s}
.vs__grid.is-old p{color:var(--red-dark)}

.pack{background:var(--navy);color:#fff;padding:clamp(64px,8vw,120px) var(--pad);display:grid;grid-template-columns:5fr 6fr;gap:clamp(40px,7vw,110px);align-items:center;overflow:hidden}
.pack h2{color:#fff;margin:0}
.pack p{color:#D5DEEA;margin:16px 0 0}
.pack__tabs{display:grid;gap:8px;margin-top:28px;max-width:420px}
.pack__tabs button{min-height:52px;padding:0 18px;text-align:left;border:2px solid rgba(255,255,255,.55);border-radius:6px;background:transparent;color:#fff;font:600 17px var(--font-display);cursor:pointer;transition:background .15s,color .15s}
.pack__tabs button[aria-selected=true]{background:#fff;color:var(--navy);border-color:#fff}
.pack__sign{margin-top:68px;width:max-content;max-width:100%;border:0;cursor:pointer;text-align:left}
.pack__sign b{display:flex;align-items:center;gap:16px;font:800 clamp(22px,2.3vw,32px)/1 var(--font-sign)}
.pack__sign svg{width:.9em;height:.9em;flex:none}
.pack__stack{position:relative;min-height:520px}
.pack__sheet{position:absolute;inset:0;background:#fff;color:var(--ink);border-radius:4px;padding:30px 34px}
.pack__sheet--a{transform:rotate(1.6deg) translate(10px,6px);background:#DDE3EA}
.pack__sheet--b{transform:rotate(3.2deg) translate(20px,12px);background:#B9C4D2}
.pack__head{display:flex;justify-content:space-between;align-items:center;padding-bottom:14px;margin-bottom:18px;border-bottom:3px solid var(--navy)}
.pack__head img{width:120px;height:40px;object-fit:contain}
.pack__sheet h3{font-size:28px;margin:0 0 12px;color:var(--navy)}
.pack__row{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-bottom:1px solid var(--rule);font-size:17px}
.pack__row b{font:600 17px var(--font-display);color:var(--navy);text-align:right;font-variant-numeric:tabular-nums}

@media (max-width:1023px){
  .offer{flex-direction:column;align-items:flex-start;gap:20px}
  .pin__stick{grid-template-columns:1fr;grid-template-rows:54% 1fr}
  .pin__img{grid-row:1}
  .pin__text{justify-content:flex-start;gap:14px;padding-top:20px}
  .pin__lead{display:none}
  .calc__grid,.pack{grid-template-columns:1fr}
  .stress__chips{grid-template-columns:repeat(2,1fr)}
  .vs__grid{grid-template-columns:repeat(2,1fr)}
  .pack__stack{min-height:500px}
}
@media (max-width:719px){
  .ba{height:340px}
  .ba__handle{width:76px;height:76px;margin:-38px 0 0 -38px;font-size:42px;border-width:4px}
  .ba__handle::before{left:-26px}.ba__handle::after{right:-26px}
  .offer__cta{flex-direction:column;width:100%}.offer__cta .button{width:100%}
  .out__kpis{grid-template-columns:1fr 1fr}
  .stress{padding:22px}
  .vs__grid{grid-template-columns:1fr}
  .pack__sheet{padding:22px 20px}.pack__sheet--a,.pack__sheet--b{display:none}
  .pack__stack{min-height:520px}
  .pack__row,.pack__row b{font-size:15px}
  .pack__sign{width:100%}
}
